This was a struggle, which is always welcome on a Saturday, but it wasn't as satisfying to finish as they sometimes are.
I started by dropping in RAZORSHARP (Superquick on the uptake), which made me feel superquick on the uptake :), and that led to an ORGY of quick answers in the NW. Then in the NE, CREME ( ____ fraîche) (delicious), ENT (Suffix with insist), and TAKE (Word with hot or spit) were GIMMEs, and they led to URBANAREA (Home to about 4 in 5 Americans, per the census), but not much else.
My favorite clue was "Digital access points" (FINGERTIPS). That's a great non-QMC. At first I didn't love "Intellectual property?" (IVORYTOWER), but looking at it now, several hours after solving, I have softened on it.
The tens in the SE - SAYITPROUD, INEVIDENCE, and STREETFAIR - are all solid, but I didn't like the SW nearly as much. "Pileup after digging a hole" for DEBT seemed a little arbitrary. I just don't think of the expression "digging a hole" as pertaining to spending. Perhaps some do. And BREECHING (Going from petticoats to pants, once) might have once been a thing, but I don't feel that it was a very well-known thing, and it seems like "dresses" would have been more accurate than "petticoats." Likewise AGETOAGE (Eternally, in religious parlance) seemed a bit "meh."
I don't know ... maybe I just caught a BADBOUNCE. I hope you liked it better than I.