A tidy Monday puzzle with a tasty BREAD theme. We have BANKROLL, SEABISCUIT, STUDMUFFIN, and MEATLOAF. It puts me in the mood to make biscuits tonight! As always, I enjoy that the theme uses both Across and Down clues, and the simple revealer sits right in the center. So it's a strong theme.
The entry today is 1A: Smooth-talking (GLIB), which I like. I'll give it a B. The rest of the fill is peppered with interesting entries like GOODEGG (29A: Mensch), SPASM (40D: Jerk), EXALT, FACADE, AXIOM, WEASEL (44A: Untrustworthy sort), and CAPSLOCK (50A: KEY USED FOR THIS CLUE) (cute).
Demerits for CFOS (50D: Corp. money managers), OER, and ONAN (17A: Send ____ errand). I've never heard PASTE used for "22A: Artificial jewelry," but the Webster's on my desk has it as the seventh definition ("a, a hard, brilliant glass containing oxide of lead, used in making artificial gems; strass b, such a gem or gems."). I guess I'm just happy they didn't go with "strass."
A fine debut for Ms. Luttrell.